Village Lifestyle Real Estate | Trusted Bath, Ontario Real Estate

🏦 Spotlight on Local Business

tedcustance — Tue, 10 Feb 2026 16:07:08 +0000

RBC Royal Bank – Bath, ON

📍 375 Main Street, Bath, ON K0H 1G0

Welcome to VillageLifestyle.ca’s local business spotlight! Today we’re featuring one of Bath’s trusted financial institutions — RBC Royal Bank. Whether you’re a long-time resident, a local entrepreneur, or planning a move to Loyalist Township, this hometown banking hub plays an important role in the community.

⭐ Why Locals Choose RBC Royal Bank – Bath Branch

💼 Community-Focused Financial Services
For everyday banking needs, business accounts, or financial advice, RBC Royal Bank in Bath offers personalized service rooted in local relationships. With decades of presence in the community, this branch continues to support residents and local businesses alike.

📊 Key Services Available:

💳 Personal banking & checking accounts
📈 Savings & investment solutions
💰 Mortgage financing and home loans
📊 Business banking & merchant services
🏦 Financial advice and planning support

This branch combines national banking strength with small-town customer service — making it a go-to option for many in Bath and surrounding areas.

🕐 Branch Info & Convenience

✅ Address: 375 Main St, Bath, ON K0H 1G0
📞 Phone: +1 613-352-7294
🕘 Hours: Monday–Friday 9:30 AM – 4:30 PM
🌐 Website: Linked through the RBC branch locator (Official RBC site)

Whether you need to see a teller, access safe deposit boxes, or speak with an advisor, this courteous team is here to help — right in the heart of Bath.

💡 Banking Tips for Bath Residents

🔎 Smart banking starts with local choices! Here are a few ways to make the most of your visit to RBC Royal Bank:

📅 Schedule appointments for mortgage or investment consultations to avoid wait times.
🏠 Ask about home equity and mortgage options if you’re considering real estate in Bath or Loyalist Township.
📱 Enroll in online and mobile banking for secure 24/7 access.
🤝 Check for RBC community events — this branch often participates in local initiatives.

Focusing on a community bank like RBC Royal Bank in Bath means access to tailored financial solutions backed by one of Canada’s most trusted banking networks.

History:

The 1945 Robbery: On August 20, 1945, the Royal Bank in Bath was robbed of a staggering $351,000 (cash, bonds, securities) by Joe Peltier and Ulysses Lauzon, with accomplices.
National Significance: This wasn’t just a local crime; it was the largest bank holdup in Canadian history at the time, making the quiet village of Bath famous.
Lasting Legacy: The robbery became a key part of Bath’s identity, a dramatic event in the town’s otherwise peaceful history, which also saw historical moments like the HMS Royal George’s escape during the War of 1812.

In essence, the Bath RBC branch’s story is a microcosm of RBC’s expansion into communities but is forever marked by the audacious 1945 heist that brought it unexpected national fame

📌 Supporting Our Local Economy

Shopping and banking locally keeps money circulating within the community. Choosing institutions like RBC Royal Bank – Bath supports jobs, community involvement, and vibrant local commerce.

If you’re exploring financial services in Bath, Ontario, or seeking reliable support for personal or business growth, RSA Royal Bank is a cornerstone institution worth getting to know.

🚗Williams Auto Service in Amherstview

tedcustance — Wed, 14 Jan 2026 21:46:42 +0000

Photo Credit: https://williamsautoservice.mechanicnet.com

🚗 Keep Your Vehicle Running Smoothly with Williams Auto Service in Amherstview

When it comes to reliable auto repair and vehicle maintenance near Bath, Amherstview, and Kingston, one name stands out for quality, professionalism, and friendly service: Williams Auto Service. Whether you need routine maintenance or complex diagnostics, their team has you covered.

🌟 Featured Business:
Williams Auto Service — Full-Service Automotive Repair & Maintenance
📍 241 County Road 6, Amherstview, ON K0H 1G0
📞 (613) 389-3653
🔗 Visit their website: https://williamsautoservice.mechanicnet.com/

🔧 Trusted Auto Repair in the Village Lifestyle Community

At Williams Auto Service, caring for your vehicle isn’t just a job — it’s a passion. Their skilled technicians are trained to handle a complete range of automotive services, ensuring your car is safe, dependable, and performing at its best.

What sets them apart:

🛠 Comprehensive Vehicle Maintenance — From oil changes to tune-ups, regular check-ups help prevent costly repairs down the road.

🚙 Advanced Diagnostics — Expert analysis to pinpoint issues quickly and accurately.

🛞 Tires, Brakes & Alignments — Improve safety and handling with professional brake service and wheel alignments.

⚡ Electrical & Suspension Services — Keeping modern vehicles running smoothly requires precision and know-how — exactly what this team offers.

📅 Easy Booking & Customer Tools — Online appointment requests, service reminders, and more make vehicle care hassle-free.

🤝 Why Locals Trust Williams Auto Service

Williams Auto Service is known throughout the Bath and Amherstview area for its friendly, customer-focused approach. They understand that car repairs can be stressful, so they work hard to make every visit comfortable and transparent.

🚗 ASE Certified Technicians – Professional expertise ensures high-quality work on all makes and models.
🔧 ACDelco Repair Center – Certified service backed by trusted automotive standards.
📍 Convenient Location – Serving drivers from Bath, Kingston, Amherstview, and beyond.

🛠 Recommended for…

Whether you’re a commuter, weekend adventurer, or local resident exploring the villages around Bath and Kingston, Williams Auto Service should be your go-to shop for:

🚘 Routine vehicle checkups

🔋 Pre-trip inspections

🧰 Unexpected repairs

🛞 Seasonal maintenance

📞 Ready to Book Your Service?

Make sure your vehicle gets the care it deserves. Contact Williams Auto Service today to schedule your next appointment and experience trusted auto repair service with a smile.

👉 Book online or call: (613) 389-3653
👉 Visit their website: https://williamsautoservice.mechanicnet.com/

💊 Supporting Local Health & Wellness

tedcustance — Thu, 18 Dec 2025 20:14:39 +0000

Photo Credit: https://www.bathfamilypharmacy.com

Bath Family Pharmacy

When it comes to health and wellness, having a trusted local pharmacy close to home makes all the difference. Bath Family Pharmacy, proudly serving the Village of Bath and surrounding communities, is a cornerstone of accessible, personalized healthcare in the area.

Owned and operated by pharmacist Mitul (Mike) Pavagadhi, Bath Family Pharmacy was established to meet a vital need in the community—and continues to do so with care, expertise, and a personal touch.

🏡 A Pharmacy Built for the Bath Community

Bath Family Pharmacy officially opened its doors on May 24, 2016, at a time when Bath was considered an underserviced area for pharmacy care. Residents—especially seniors—were often required to travel to Amherstview or Napanee to fill prescriptions or access basic healthcare products.

🚗 For many, transportation was a challenge
❤️ For seniors, local access was essential

Mike recognized this gap and saw an opportunity to bring convenient pharmacy services to Bath Ontario, right where people live.

👨‍⚕️ Meet the Pharmacist: Mitul (Mike) Pavagadhi

Mike has been a licensed pharmacist since 2008, bringing years of experience and dedication to the community.

📍 Practiced pharmacy in Manitoba
📍 Moved to Napanee, where he worked as a pharmacy manager with Loblaws for seven years
⭐ Always had the goal of opening his own pharmacy

Bath Family Pharmacy is the realization of that goal—an independent pharmacy focused on people, not just prescriptions.

🩺 More Than Prescriptions: One-Stop Pharmacy Services in Bath Ontario

Bath Family Pharmacy offers far more than prescription medications. It is truly a one-stop destination for health, wellness, and everyday essentials.

🛍️ Products & Services Include:

Prescription and medication management
Over-the-counter medications
Home healthcare products
First aid supplies
Vitamins and supplements
Beauty and personal care products

Whether you’re managing ongoing health needs or picking up everyday essentials, Bath Family Pharmacy delivers trusted pharmacy services in Bath Ontario with friendly, knowledgeable service.

🌿 Why Local Businesses Like Bath Family Pharmacy Matter

Supporting local businesses in Bath Ontario strengthens the entire community. Independent pharmacies provide:

Personalized care
Familiar faces and trusted advice
Convenient access to essential services
Strong community connections

For residents and visitors alike, Bath Family Pharmacy represents the heart of Village lifestyle living—where health, convenience, and community come together.

❤️ A Valuable Part of Village Life in Bath

Village Lifestyle celebrates the businesses that make small-town living special. Bath Family Pharmacy is more than a pharmacy—it’s a vital community resource that helps residents live healthier, more connected lives.

December 2025 Newsletter

tedcustance — Thu, 18 Dec 2025 20:00:23 +0000

Loyalist Lifestyle Community in Bath, On

tedcustance — Mon, 15 Sep 2025 18:50:32 +0000

Just west of Kingston, Ontario, Loyalist Lifestyle Community has become one of the area’s most recognizable landmarks. Nestled in the historic village of Bath, within Loyalist Township, this neighbourhood combines the beauty of a championship golf course with the charm of small-town living, making it one of the most desirable places to buy a home in the Kingston region.

The Course and Club
Opened in 1990 and designed by Ted Baker, the Loyalist Golf & Country Club is a par-72 course known for its balance of playability and challenge. With five tee blocks ranging from 5,000 to over 6,600 yards, it welcomes everyone from beginners to seasoned golfers. Over the years, the course has hosted prestigious events, including PGA Tour Canada’s Great Waterway Classic, cementing its place as a premier golf destination in Eastern Ontario.

Beyond the greens, the club features a welcoming clubhouse, dining facilities, a pro shop, lessons, and community events. Plans are underway for an expanded clubhouse, complete with a fitness centre and indoor pool. These amenities will elevate the appeal of both the club and the surrounding community.
A Community Rooted in Connection

Life at Loyalist is about more than just golf. It is a neighbourhood where residents enjoy year-round activities, from tournaments and kids’ camps to social gatherings and community dinners. The sense of connection extends into Bath, where heritage buildings, lakeside parks, and a strong community spirit create an inviting small-town atmosphere.

At the same time, the location keeps residents close to Kingston’s urban conveniences. A short drive brings you to Amherstview, with its schools, shopping, and waterfront trails, or to Collins Bay, known for its marina and access to Lake Ontario. Within 20 minutes, you can be in Kingston, enjoying the city’s restaurants, culture, and waterfront.

Real Estate Appeal
For buyers exploring Kingston area real estate, Loyalist stands out as a unique lifestyle choice. The community features a variety of homes, from executive bungalows, townhomes and semi-detached designs, many with direct fairway views. Properties here appeal to retirees seeking relaxed one-level living, professionals wanting a quick commute into Kingston, and families who value an active, connected community.

Many homes come with full or partial community membership, giving residents access to fitness, and social activities right at their doorstep. With ongoing development and planned clubhouse upgrades, homes in this community are positioned for long-term value growth.

Why Loyalist Stands Out
– Prime Location: In Bath, with quick access to Kingston and Napanee.
– Active Lifestyle: Golf, fitness, dining, and social opportunities all in one community.
– Real Estate Options: Modern bungalows, townhomes, and semis designed to fit different needs.
– Future Growth: Expanded amenities that will enhance both lifestyle and property values.

Final Word
Whether you are a golfer, a retiree seeking a welcoming neighbourhood, or a family looking for the perfect balance of lifestyle and convenience, Loyalist Lifestyle Community offers a rare opportunity in the Kingston area real estate market. It is a community that combines the best of small-town charm, lakeside beauty, and urban accessibility

July 2025 Newsletter

tedcustance — Mon, 08 Sep 2025 16:12:10 +0000

Check out our latest newsletter:

In this issue:

Top real estate trends for July
Tips for staging your home
Local community news & events

Parents to the rescue! Gifting for Real Estate

Catherine Arnold — Fri, 26 Nov 2021 20:53:46 +0000

Parents to the rescue! As home prices keep on surging, a new report from CIBC shows more parents than ever before are giving increasingly more money to their adult children so they can buy their first or a bigger and better home. Benjamin Tal, CIBC’s deputy chief economist, estimates that in Toronto’s red-hot market, the average parental help topped $130,000. While parents helping their children with home purchases is certainly not a recent development, the share of first-time home buyers who received a financial gift rose to nearly 30 per cent over the past year. “The involvement of parents in their kids’ life has risen when it comes to wanting a house, there’s no question about it,” says Tal, adding that two-thirds of people who received financial gifts reported the money was their main source for a down payment.
First-time buyers are not the only ones receiving this“fast-tracked inheritance.” Move-up buyers are also being helped and that help comes in various forms. Tal explains
that some parents co-sign on homes, while others use their equity or credit scores to take out better loans to help their children save on interest. Some parents purchase another property while their children are young to secure a home for them before prices escalate any further.
There are several benefits to giving money to your children while you’re still alive, in what is known as “living inheritance.” According to Moira Somers, a Winnipeg
psychologist specializing in behavioral finance, the main upside to giving while alive is “getting to see how the money is making their loved one’s life better or easier.”
That’s an obvious upside, but there are also financial benefits for the family. Cash gifts, given while alive, reduce the size of the estate, probate fees, costs and taxes on the
estate, according to Samantha Prasad, a partner in the tax group at the law firm Minden Gross LLP in Toronto.There’s no gift tax in Canada (as there is in some
countries like the United States) and no threshold for how much you can give, Prasad explains. However, there may be tax implications in giving real estate or investments or
“attribution rules” if the gift is used for an investment. Prasad advises the best option is often giving money directly from savings, or selling an asset first, paying the
applicable taxes, and then giving the proceeds.

MORE TRANSPARENCY PROPOSED in the OFFER PROCESS

tedcustance — Fri, 26 Nov 2021 20:15:03 +0000

MORE TRANSPARENCY PROPOSED in the OFFER PROCESS
Currently in the multiple offer process in Ontario, offers are submitted to the seller, and only the seller and listing Realtor know the content of all the offers, as Realtors are prohibited by law from sharing details of any offer with other buyers bidding.
Buyers are frustrated at having to “guess” what price to offer to win the bidding war and sellers are often also frustrated that they can’t ask a buyer if they are willing to beat the current best offer. There have been increased calls to implement a transparency model, where all buyers bidding on a home would know what the best offer is and are given the opportunity to beat it.
It has been argued that the current process has added to the excessive price growth we continue to see in some areas of Ontario.
Recently iPro Realty asked consumers and Realtors in the GTA for their thoughts on offer transparency. More than 1,000 Realtors and 150 consumers responded, with the following results:
• 88 per cent of consumers think transparency should be allowed
• 72 per cent saying it should be mandatory
• 89 per cent of Realtors think there should be transparency
• Only 41 per cent of Realtors and 34 per cent of consumers think implementing transparency may have a cooling effect on the market.
Allowing the option for offer transparency doesn’t have to be complicated. Sellers, through their listing agent, could be allowed to disclose the best offer on the table to all competing offers, with all participants given an opportunity to resubmit their offer or walk away. This isn’t an auction process, it is keeping the process the same as it is today, but allowing Realtors to disclose the top terms of an offer to competing buyers, while personal information about buyer is kept confidential.
The auction process could also be an option as the more choices offered the better.
– Ted
Source REM Update

Mortgage renewal strategy

tedcustance — Fri, 26 Nov 2021 19:45:02 +0000

Mortgage renewal strategy Be proactive
Mortgage renewal can be an easy task. All that’s typically required is signing the renewal notice your current lender sends you 30 days before your mortgage maturity date. But by going this route you may miss a chance to improve your finances.
Generally, with the mailed renewal slip, mortgage providers only offer their existing customers a discount from their posted rate and the same terms as before. But that rate may not necessarily be the lowest possible rate you can get and the terms you agreed to five years ago may not suit your current financial and life situation. It’s in your best interest to renegotiate your mortgage and potentially save a lot of money. Here’s a strategy that may get you a better deal on your mortgage renewal

1. Set up a timetable and choose your approach – If you are planning to seek the best possible rate and/or different terms and conditions, start the process early by contacting your lender three months before your maturity date. If you can’t negotiate a better offer with your current lender, you’ll have plenty of time to shop around for another lender. You may want to recruit a mortgage broker in this search. A mortgage broker can access your credit
report and find a list of lenders who will work with you and the best rates they can offer if you choose to switch.
You can also ask your mortgage broker to put a hold on another lender’s favorable rate and leverage that to see if your current lender can match it or do better.

2. Negotiate a better offer – Armed with competitive rates offered to you from other lenders puts you in a strong position to negotiate. Remember, your lender is motivated to keep your business. You simply ask your current lender for a lower rate, as an existing, long-term customer with a good credit rating and a spotless payment record. If your lender’s offer is not to your satisfaction, you can switch to a better one. But, be aware that switching lenders sometimes means you have to go through another mortgage application process and you may incur some costs.
Following the above strategy can save you substantial amount of money over the life of your mortgage.

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Emerging Technology in the Real Estate World

tedcustance — Fri, 26 Nov 2021 19:33:54 +0000

With a continuing wave of tech support coming to real estate, Realtors need to ask themselves one important question: “Is my technology useful in
boosting the existing home buying and selling processes, or is it aimed at solely replacing the role of the real estate salesperson?”
Dan Weisman, the director of emerging technology in the Strategic Business, Innovation & Technology group at the National Association of Realtors (NAR) recently stated,

“The broker and agent will continue to exist in this tech-enabled ecosystem because, unlike ordering something online that you can return, buying a house is a significant financial and emotional commitment and can’t be returned. Buyers and sellers need the human support and reassurance, and what technology will continue to help with is improved process and increased efficiencies so brokers and agents can continue to be at the centre of the experience.”

Buying and selling a home is complicated, so there’s no one catch-all technology solution that can solve every potential snag in the process. It’s also a deeply emotional and personal process and likely the largest single investment any individual is going to make. It’s clear that people want to rely on experts to guide them through the process.
The best technology solutions are those that facilitate a transaction versus attempting to replace the emotional components of buying and selling a home. Realtors that succeed, rely on human interaction to support the insights created by technology.
At VILLAGE LIFESTYLE, it is important to us, that as we work together, whether you are a Seller or a Buyer, the choices you make, are the right choices for you.
– Ted